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INSURANCE
First Choice Lettings in association with HomeLet
are pleased to be able to offer a Contents Insurance package especially
tailored to meet the requirements of the Tenant.
Summary Of Cover
Loss or damage to your possessions caused by:
• Theft by forcible means
• Malicious act or riot
• Fire, explosion, lightening, smoke, earthquake
• Storm, flood, escape of water
• Collision by aircraft, vehicles or animals
This cover also includes:
• New for old cover
• Accidental damage to TV, audio, video equipment, personal
computers
• Accidental damage to the Landlord's contents
• Replacement locks following theft of keys
• Personal and Tenant liability
• Cost of alternative accommodation
• Contents in your garden
• Contents in your garage
• Contents in your outbuildings
• Fatal accident benefit
• Frozen foods
• Money and credit cards
Optional Additions
Personal possessions away from your home
Excess
The first £50.00 of each claim is not covered, increased to
£150.00 if you are a student.
As a tenant your possessions will be at risk particularly from theft.
Protect yourself with HomeLet Tenant Contents Insurance, a policy
specifically designed for tenants at an affordable price.
As you are responsible for your landlord's contents, HomeLet Tenants
Contents Insurance automatically covers these giving you total peace
of mind.
Contents
Up to your selected sum insured for damage to your household furniture,
equipment, furnishings, clothing and personal possessions whilst
in your home (excludes business equipment)
Landlords Contents
Up to £2500.00 for accidental damage to your landlord's contents,
fixtures and fittings for which you are responsible.
Personal Possessions
Up to your selected sum insured for loss or accidental damage to
your clothing, watches, jewellery, spectacles, other valuables (excluding
mobile telephones) and pedal cycles whilst away from your home anyhere
in the UK or whilst temporarily elsewhere in the world. Theft from
unattended vehicles must be from a locked boot.
High Risk Areas
If you live in a high risk area you must have the following MINIMUM
standard of security protection.
Secure locks for doors The door by which yo enter and leave home
should be fitted with a deadlock; all other external doors should
also have either deadlocks or, if it's more convbenient, be fitted
top and bottom with key operated security bolts.
Secure locks for windows. All accessible windows and fanlights that
can open must be secured with window locks that have detachable
keys.
Shared Accommodation
If you share a house or flat simply select the cover band for the
number of bedrooms that you have.
Making A Claim
All claims must be noitified in writing by completing a claim form
within 30 days of loss and/or damage occuring
How Much Does It Cost?
FOR A FULL QUOTATION FOR CHELMSFORD AND THE SURROUNDING AREAS CONTACT
FIRST CHOICE DIRECT
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